{"id":82,"date":"2020-05-10T15:05:48","date_gmt":"2020-05-10T13:05:48","guid":{"rendered":"http:\/\/www.cabay.be\/?page_id=82"},"modified":"2024-11-25T10:02:27","modified_gmt":"2024-11-25T09:02:27","slug":"notre-agence","status":"publish","type":"page","link":"https:\/\/www.cabay.be\/index.php\/notre-agence\/","title":{"rendered":"Notre agence"},"content":{"rendered":"

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Nous contacter<\/h1>\n

Nous sommes joignables par t\u00e9l\u00e9phone au 087 68 74 86 ou par email assurances@cabay.be<\/a><\/span><\/span>\u00a0ainsi que dans nos bureaux sur RDV ou encore chez vous !<\/p>\n

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N\u00b0 Entreprise\u00a0 \u00a0BE 0423.878.221<\/span><\/p>\n

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assurances@cabay.be<\/a><\/p>\n

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+32 87 68 74 86<\/p>\n

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Place Antoine Ernst 14 – 4880 AUBEL<\/strong><\/p>\n

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button_one_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb][\/et_pb_contact_field][\/et_pb_contact_form][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ admin_label=\u00a0\u00bbMap\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ background_color=\u00a0\u00bbrgba(0,0,0,0)\u00a0\u00bb custom_padding=\u00a0\u00bb0|0px||0px|false|false\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb 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header_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_font_size=\u00a0\u00bb36px\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.4em\u00a0\u00bb max_width=\u00a0\u00bb700px\u00a0\u00bb header_2_font_size_tablet=\u00a0\u00bb30px\u00a0\u00bb header_2_font_size_phone=\u00a0\u00bb24px\u00a0\u00bb header_2_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Horaire d’ouverture\u00a0<\/h2>\n

du lundi au vendredi de 8:30 \u00e0 12:30<\/strong>, et sur RDV : de 13:30 \u00e0 17:00<\/strong><\/p>\n

[\/et_pb_text][et_pb_divider color=\u00a0\u00bb#006ef4″ divider_weight=\u00a0\u00bb3px\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ max_width=\u00a0\u00bb100px\u00a0\u00bb custom_margin=\u00a0\u00bb||0px|\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.24.2″ custom_margin=\u00a0\u00bb-6%|||\u00a0\u00bb custom_padding=\u00a0\u00bb0|0px||0px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.16″ text_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb2em\u00a0\u00bb header_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_font_size=\u00a0\u00bb36px\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.4em\u00a0\u00bb max_width=\u00a0\u00bb700px\u00a0\u00bb header_2_font_size_tablet=\u00a0\u00bb30px\u00a0\u00bb header_2_font_size_phone=\u00a0\u00bb24px\u00a0\u00bb header_2_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Notre agence<\/h2>\n

Place Antoine Ernst 14 – 4880 AUBEL<\/strong><\/strong><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ admin_label=\u00a0\u00bbFAQ\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ background_color=\u00a0\u00bb#012780″ use_background_color_gradient=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_stops=\u00a0\u00bb#012780 0%|rgba(1,39,128,0) 60%\u00a0\u00bb background_color_gradient_overlays_image=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_start=\u00a0\u00bb#012780″ background_color_gradient_end=\u00a0\u00bbrgba(1,39,128,0)\u00a0\u00bb background_color_gradient_end_position=\u00a0\u00bb60%\u00a0\u00bb background_image=\u00a0\u00bbhttp:\/\/www.cabay.be\/wp-content\/uploads\/2020\/05\/insurance-01.png\u00a0\u00bb background_size=\u00a0\u00bbinitial\u00a0\u00bb custom_padding=\u00a0\u00bb54px|0px|120px|0px|false|false\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16″ background_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_margin=\u00a0\u00bb80px|||\u00a0\u00bb custom_padding=\u00a0\u00bb80px|6%|80px|6%|true|true\u00a0\u00bb animation_style=\u00a0\u00bbzoom\u00a0\u00bb animation_intensity_zoom=\u00a0\u00bb-5%\u00a0\u00bb animation_speed_curve=\u00a0\u00bbease-in\u00a0\u00bb border_radii=\u00a0\u00bbon|10px|10px|10px|10px\u00a0\u00bb box_shadow_style=\u00a0\u00bbpreset1″ box_shadow_vertical=\u00a0\u00bb40px\u00a0\u00bb box_shadow_blur=\u00a0\u00bb80px\u00a0\u00bb box_shadow_color=\u00a0\u00bbrgba(55,104,238,0.15)\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.16″ text_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb2em\u00a0\u00bb header_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_font_size=\u00a0\u00bb36px\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.4em\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb max_width=\u00a0\u00bb700px\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb custom_margin=\u00a0\u00bb||60px|\u00a0\u00bb header_2_font_size_tablet=\u00a0\u00bb30px\u00a0\u00bb header_2_font_size_phone=\u00a0\u00bb24px\u00a0\u00bb header_2_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Questions fr\u00e9quentes<\/h2>\n

[\/et_pb_text][et_pb_toggle title=\u00a0\u00bbQue vous faut-il pour nous remettre une offre ?\u00a0\u00bb open_toggle_background_color=\u00a0\u00bbrgba(0,0,0,0)\u00a0\u00bb closed_toggle_background_color=\u00a0\u00bbrgba(0,0,0,0)\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ title_font=\u00a0\u00bb||||||||\u00a0\u00bb title_line_height=\u00a0\u00bb1.6em\u00a0\u00bb body_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb body_font_size=\u00a0\u00bb16px\u00a0\u00bb body_line_height=\u00a0\u00bb2em\u00a0\u00bb custom_padding=\u00a0\u00bb|0px||0px||true\u00a0\u00bb border_width_all=\u00a0\u00bb0px\u00a0\u00bb border_color_all=\u00a0\u00bbrgba(51,51,51,0.06)\u00a0\u00bb border_width_bottom=\u00a0\u00bb2px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Pour vous remettre une offre ad\u00e9quate, nous avons besoin de connaitre votre situation actuelle<\/strong> (Etes vous d\u00e9j\u00e0 assur\u00e9 ? Avez-vous d\u00e9j\u00e0 eu des sinistres ? Quel est le risque \u00e0 prendre en charge ?), et vos besoins<\/strong> (Quelle est l’\u00e9tendue de la couverture que vous souhaitez souscrire ?).\u00a0 Nous vous guidons par des questions sp\u00e9cifiques qui vous aident \u00e0 cerner vos besoins !\u00a0<\/p>\n

[\/et_pb_toggle][et_pb_toggle title=\u00a0\u00bbPuis-je changer de compagnie ?\u00a0\u00bb open_toggle_background_color=\u00a0\u00bbrgba(0,0,0,0)\u00a0\u00bb closed_toggle_background_color=\u00a0\u00bbrgba(0,0,0,0)\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ title_font=\u00a0\u00bb||||||||\u00a0\u00bb title_line_height=\u00a0\u00bb1.6em\u00a0\u00bb body_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb body_font_size=\u00a0\u00bb16px\u00a0\u00bb body_line_height=\u00a0\u00bb2em\u00a0\u00bb custom_padding=\u00a0\u00bb|0px||0px||true\u00a0\u00bb border_width_all=\u00a0\u00bb0px\u00a0\u00bb border_color_all=\u00a0\u00bbrgba(51,51,51,0.06)\u00a0\u00bb border_width_bottom=\u00a0\u00bb2px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Bien entendu. Il vous faut cependant respecter des d\u00e9lais et pr\u00e9avis sp\u00e9cifiques en fonction des circonstances :<\/p>\n

    \n
  • Le contrat peut \u00eatre r\u00e9sili\u00e9 imm\u00e9diatement \u00e0 la \u00ab\u00a0disparition\u00a0\u00bb du risque. (par exemple lors de la radiation de la plaque d’immatriculation ou la vente de la maison).<\/li>\n
  • Il peut \u00eatre r\u00e9sili\u00e9 \u00e0 l’\u00e9ch\u00e9ance anniversaire du contrat moyennant un pr\u00e9avis de 3 mois. Il s’agit de l’\u00e9ch\u00e9ance anniversaire et non l’\u00e9ch\u00e9ance de paiement en cas de fractionnement. G\u00e9n\u00e9ralement cette \u00e9ch\u00e9ance est annuelle car les contrats ont une dur\u00e9e d’un an, renouvelable tacitement. Seuls certains contrats pour les entreprises peuvent \u00eatre d’une dur\u00e9e de 3 ans.<\/li>\n
  • Il peut \u00eatre r\u00e9sili\u00e9 suite \u00e0 un sinistre, en droit, en tort, que vous ayez \u00e9t\u00e9 indemnis\u00e9 ou pas. Dans ce cas, le renon doit \u00eatre envoy\u00e9 dans le mois de la confirmation de la compagnie de sa prise en charge.<\/li>\n
  • Il peut \u00eatre r\u00e9sili\u00e9 \u00e0 chaque modification tarifaire. Attention, la modification tarifaire ne r\u00e9sulte pas d’une indexation des capitaux assur\u00e9s mais bien d’une augmentation du taux.<\/li>\n
  • Il peut \u00eatre r\u00e9sili\u00e9 lors d’une agravation (ou une diminition) du risque assur\u00e9 si vous n’acceptez pas le nouveau tarif pr\u00e9sent\u00e9 par votre assureur.<\/li>\n<\/ul>\n

    Tant l’assur\u00e9 que l’assureur b\u00e9n\u00e9ficient de ce droit \u00e0 la r\u00e9siliation.<\/p>\n

    [\/et_pb_toggle][et_pb_toggle title=\u00a0\u00bbSi je suis satisfait de mon contrat, puis-je vous demandez de le g\u00e9rer et de vous occuper ainsi de mes sinistres ?\u00a0\u00bb open_toggle_background_color=\u00a0\u00bbrgba(0,0,0,0)\u00a0\u00bb closed_toggle_background_color=\u00a0\u00bbrgba(0,0,0,0)\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ title_font=\u00a0\u00bb||||||||\u00a0\u00bb title_line_height=\u00a0\u00bb1.6em\u00a0\u00bb body_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb body_font_size=\u00a0\u00bb16px\u00a0\u00bb body_line_height=\u00a0\u00bb2em\u00a0\u00bb custom_padding=\u00a0\u00bb|0px||0px||true\u00a0\u00bb border_width_all=\u00a0\u00bb0px\u00a0\u00bb border_color_all=\u00a0\u00bbrgba(51,51,51,0.06)\u00a0\u00bb border_width_bottom=\u00a0\u00bb2px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Oui. Nous enverrons alors \u00e0 l’assureur un avis de changement d’interm\u00e9diaire qui mandatera notre bureau pour l’avenir. Le changement est imm\u00e9diat et nous permet de vous apporter imm\u00e9diatement notre service. Sans cet avis, nous ne pouvons acc\u00e9der \u00e0 votre dossier d’aucune mani\u00e8re. Le contrat reste identique sauf si nous avons convenu ensemble d’y apporter des modifications.\u00a0<\/p>\n

    [\/et_pb_toggle][et_pb_toggle title=\u00a0\u00bbEn quoi pouvez-vous m’aider ?\u00a0\u00bb open_toggle_background_color=\u00a0\u00bbrgba(0,0,0,0)\u00a0\u00bb closed_toggle_background_color=\u00a0\u00bbrgba(0,0,0,0)\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ title_font=\u00a0\u00bb||||||||\u00a0\u00bb title_line_height=\u00a0\u00bb1.6em\u00a0\u00bb body_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb body_font_size=\u00a0\u00bb16px\u00a0\u00bb body_line_height=\u00a0\u00bb2em\u00a0\u00bb custom_padding=\u00a0\u00bb|0px||0px||true\u00a0\u00bb border_width_all=\u00a0\u00bb0px\u00a0\u00bb border_color_all=\u00a0\u00bbrgba(51,51,51,0.06)\u00a0\u00bb border_width_bottom=\u00a0\u00bb2px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Nous vous aidons \u00e0 diff\u00e9rents niveaux. D’abord analysant votre situation et vos besoins. Nous identifions ensemble le produit ad\u00e9quat sur base de crit\u00e8res objectifs en ad\u00e9quation avec vos besoins. Nous n\u00e9gocions avec les assureurs ces conditions tant au niveau du tarif que des couvertures. Nous vous expliquons la port\u00e9e de chaque couverture de mani\u00e8re \u00e0 ce que vous ayez connaissance des garanties et des exclusions principales vous concernant. Ensuite, nous vous accompagnons lors du sinistre. Nous \u00e9coutons votre d\u00e9claration, la portons aupr\u00e8s de l’assureur, mandatons l’expert, sommes pr\u00e9sent aux \u00e9ventuelles expertises et vous d\u00e9fendons jusqu’\u00e0 la cl\u00f4ture de votre dossier.<\/p>\n

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    Nous contacter Nous sommes joignables par t\u00e9l\u00e9phone au 087 68 74 86 ou par email assurances@cabay.be\u00a0ainsi que dans nos bureaux sur RDV ou encore chez vous !N\u00b0 Entreprise\u00a0 \u00a0BE 0423.878.221assurances@cabay.be+32 87 68 74 86Place Antoine Ernst 14 – 4880 AUBELHoraire d’ouverture\u00a0 du lundi au vendredi de 8:30 \u00e0 12:30, et sur RDV : de 13:30 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":""},"_links":{"self":[{"href":"https:\/\/www.cabay.be\/index.php\/wp-json\/wp\/v2\/pages\/82"}],"collection":[{"href":"https:\/\/www.cabay.be\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.cabay.be\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.cabay.be\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cabay.be\/index.php\/wp-json\/wp\/v2\/comments?post=82"}],"version-history":[{"count":19,"href":"https:\/\/www.cabay.be\/index.php\/wp-json\/wp\/v2\/pages\/82\/revisions"}],"predecessor-version":[{"id":438,"href":"https:\/\/www.cabay.be\/index.php\/wp-json\/wp\/v2\/pages\/82\/revisions\/438"}],"wp:attachment":[{"href":"https:\/\/www.cabay.be\/index.php\/wp-json\/wp\/v2\/media?parent=82"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}